Finance Interview Preparation - 1478 Words

Finance Technical Interview Questions |Corporate Finance | †¢ What could a company do with excess cash on the balance sheet? †¢ What’s the difference between IRR, NPV and Payback? †¢ What are the impacts on earnings if a company builds a new factory using debt? operating lease? capital lease? cash? †¢ Why would a company repurchase its own stock? What signals (positive negative) does this send to the market? †¢ When would you take a project with a negative NPV? †¢ What is Sarbanes Oxley and what are the implications? †¢ Why might a company choose debt over equity financing, or vice versa? †¢ What are†¦show more content†¦Ã¢â‚¬ ¢ Who is Alan Greenspan and what does he do? †¢ What do you think of Ben Bernacke and how is he likely to differ from Greenspan? †¢ What do you think of the economy and interest rates? †¢ What is LIBOR? How is it often used? †¢ What does the yield curve currently look like, and what does that mean? †¢ What happened in the markets durin g the past 3 months? †¢ Do you read the Wall Street Journal everyday? What’s on today’s front page? †¢ What sources of information would you use to analyze a company? †¢ What are the factors that affect option pricing? †¢ Explain put-call parity. †¢ If the stock market in the United States is efficient, how do you explain the fact that some people make very high returns? Would it be more difficult to reconcile very high returns with efficient markets if the same people made extraordinary returns year after year? Case Questions †¢ â€Å"There are three ways to account for oil exploration costs: The FIRST is to write-off all exploration costs as incurred, the SECOND is to capitalize successful explorations and write off the rest, and the THIRD is to capitalize all exploration costs. Which one results in the lowest Net Income, the highest Book Value, and the highest Cash Flow?† †¢ Pitch me a stock. Multitude of follow-up questions about the stock including how the company makes money, did they hit their last quarter, what is managements guidance going forward, whoShow MoreRelatedJob Requirements For Operation Manager1557 Words   |  7 PagesIntroduction Employment interview become an interactive and integral part of recruitment process that help companies and individuals to meet and choose the right person, right place. This report aimed at identify the interview structure and appraisal issues and analyse job requirements for operation manager in the case of Ateam Fashion Ltd, a leader in fashion designing and customizing fields. Besides, the key performance indicators for this position will be assessed to create the framework and guidanceRead MoreType Activity Design Sample1652 Words   |  7 PagesInt. no | Department | Manning Level | ERP Adoption | Task | Tools | Is Project Server Applicable? | Interview – 1 | Finance Board of Corporate Finance Operational Controlling | Upper manning level (80lt;mllt;500) | low adoption of ERP,high relevance for project | decision making | Excel, mail, phone | Minimal but relevant | Interview – 2 | Health insurance Board of Insurance service and products of Mathematics Actuary | Upper manning level (80lt;mllt;500) | regular use of ERP,average relevancefrequentRead MoreDescription Of The Companys Largest Pension Funds With Net Assets Of More Than $ 72 Billion1445 Words   |  6 PagesTitle: Analyst, Finance Reporting Co-op - CPA Training 2.1.1.2. Responsibilities: Basically, this position provides support in the Finance team, mainly focusing on investment reporting and financial analysis. The main responsibilities are list below: †¢ Assist with preparation of journal entries and account reconciliations as part of the financial reporting process; †¢ Assist with weekly cash forecasting and prepare coding sheet for Account Payable department; †¢ Assist with the preparation of schedulesRead MoreDogs636 Words   |  3 PagesKyle McCauley Section B15 Assignment 1.5 In preparation for my interview with Goldman Sachs Group, Inc., one of the most well known financial firms in the world, I decided to gain some background knowledge on the company by doing some research. I learned that Goldman Sachs Group is a leader of the global financial services industry, and, according to the firm’s webpage, provide â€Å"investment banking, securities and investment management services to a substantial and diversified client base thatRead MoreAnalysis Of Pine Island And The State Of Minnesota And School Board1494 Words   |  6 Pagesonly the basics in order to move on to a post-secondary education option also teach them the basics in regards to personal responsibilities. The effects of the lack of courses at Pine Island such as civic responsibilities, financial readiness and interview readiness skills have negatively affected me after I graduated in May of 2014. One aspect in which Pine Island failed to teach me was in regards to civic responsibilities and how to fulfill them as a citizen of the United States. First, when it comesRead MoreResearch Proposal1706 Words   |  7 Pagesthat this proposal tends to address is the factors that affect the success rate of the ESA micro finance project. CHAPTER ONE 1.0Introduction ESA was formed in 1987 to support student’s effort in their economic development and promoting economic excellence. It further had to come up with a program for aiding the needy students by providing microfinance. The objective of the program is to make the finances accessible to students with financial constraints.   1.1Background of the study Since the formationRead MoreActuaries and the Auditing Process745 Words   |  3 PagesRoeder, Smith Company, 2014). Information from an actuarial audit can go as far as to quantify the risk exposure related to the funding of benefits under current assumptions and identify areas where this risk may have been mismanaged (Government Finance Officers Association, 2013). This reassures that the controls that the company has in place are in line with business objectives (Chen, 2010). Through the actuarial audit process it may be possible to gain valuable insights through industry wideRead MorePersonal Development1278 Words   |  6 Pagesdegree course for my plans as well as the core subject area I wanted to explore. That s how I chose this degree course of Business Finance. As I realised I wanted to open my own Financial Consultancy business. Currently, I want to complete my first session and thus, first year of my degree course of Business Finance. This will help in carving a niche for me in the Finance industry. After the degree I would do CFA before commencing work on my own business. Going through the various learning theoriesRead MoreInvestment Banking : My Preferred Career Goal Ever Since I Entered The University895 Words   |  4 PagesInvestment banking was my preferred career goal ever since I entered the university. I enjoy reading the financial news on foreign websites. This summer, when I studied Finance as an exchange student at the Imperial Coll ege Business School, I was totally obsessed by the dancing figures and logical charts that we used in the International Finance and Derivative Markets classes. During that time, the crash of Chinese Stock Market provoked heated discussions in my class among students and professors from differentRead MoreThe Logistics Of A Supply Chain957 Words   |  4 Pagesproblems, or to get data for use at a later time. Psychiatry is a field of study where the qualitative method is used extensively. In psychiatry, interviews and focus groups are probably the most common methods of qualitative research. They both involve the elucidation of subjective meaning, experience, beliefs, and attitudes, either through one-on-one interviews or small, facilitator-led, group discussion (Whitley, 2005). The idea is to get the patient into a comfort zone so the psychologist can get the

San Diego School System Free Essays

Question 1: What is the appropriate discount rate for a government agency such as the San Diego City Schools? The appropriate discount rate should be determined from the federal risk free interest rate plus a small risk premium. The federal risk free interest rate in 2002 averaged 5. 4%. We will write a custom essay sample on San Diego School System or any similar topic only for you Order Now Using this as the base, a government agency other than the federal government would need to add a small risk premium to compensate investors for the additionalrisk associated with being a school district instead of the federal government. San Diego would also need to add additional compensation to account for tax factors. With these factors in mind, San Diego should use a discount factor of approximately 7. 8% (5. 4% risk free rate + . 5% risk premium + 1. 9% tax compensation). Question 2: Calculate the ROI for San Diego’s ERP system. How can you quantify the soft benefits of the system and include them in the analysis? The soft benefits can be quantified through creative assumptions. These assumptions can come from experiences others had when implementing similar solutions or from drawing on similarities between other quantifiable benefits. Other principals compared their successful implementation like receiving an additional recruiting team, valued at $320K/year, this can be used as the estimate for Weiman’simproved recruiting due to the HR solution. Likewise, SDCS spent $400k/year on an internal audit team to provide access to HR data, this team could be disbanded with the implementation of an HR solution leading to a $400k/year benefit. Improved employee morale and productivity could be measured by a lower turnover rate, leading to lower training costs and recruitment costs, as well as higher output rates leading to lower clerical demands and improved service. {draw:frame} Question 3: With the information you have access to, what should Weimann present and recommend at the board meeting? Specifically, would you recommend going forward with the HR system implementation? If not, what alternatives would you suggest? Currently, payroll is managed through paper time cards and time sheets, leading to errors and wasted hours for correction. Over twenty eight different forms are used to process various pay actions. With an ERP HR solution, these forms could be simplified, transitioned to paperless and would become more convenient as a result. The ERP HR solution would also result in fewer errors, with employees checking in and out through the system instead of paper cards. Employees would also be able to frequently check their timecard and make payroll aware of any errors, before paychecks were distributed eliminating, or greatly reducing, the need for any out of period paychecks which increased payroll processing costs dramatically. Employee benefits are currently handled by the benefits department which also monitors payments by employees and the benefits status of each employee. With an ERP solution, employees could be held responsible for their own payments and ensure good standing by monitoring their accounts. Question 4: What are the risks associated with the project? Would you advise the school board of these risks? As presenting the program to the school board, risks would be brought up in order to ensure no corners were cut after initial implementation. In would be advised and urged that the risks of implementation are natural and inevitable with any technological system. As with any ERP system, many setbacks will be crossed. However, the benefits clearly outweigh the risks and should implementation succeed, the school board will greatly benefit with long term cost reductions. How to cite San Diego School System, Papers

Thank You, M’am Essay Essay Example

Thank You, M’am Essay Paper Indirect word picture is when the writer makes the reader utilize his ain judgement to make up ones mind what a character is like. In â€Å"Thank You. M’am† . by Langston Hughes. Mrs Jones was described as a big black adult females with a big bag. She was decoded as really austere by keeping him tightly and stating â€Å"Pick up my pocketbook† ( Hughes 86 ) . Besides an illustration from the short narrative was when â€Å"Mrs Jones stopped. jerked him around in forepart of her. set a half Nelson about his cervix. and continued to drag him up the street† ( Hughes 86 ) . In â€Å"Thank You. M’am† . by Langston Hughes. the writer uses indirect word picture to demo Mrs Jones’ attitude and personality in the short narrative. Mrs Jones visual aspect and personality is revealed by utilizing indirect word picture. For illustration. â€Å"She was a big adult females with a big bag that had everything in it but a cock and nails† ( Hughes 86 ) . This quotation mark describes the visual aspect of Mrs Jones by stating she was a big adult females. We will write a custom essay sample on Thank You, M’am Essay specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Thank You, M’am Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Thank You, M’am Essay specifically for you FOR ONLY $16.38 $13.9/page Hire Writer This means that she was a really prepared and was really organized. â€Å"Now here. take this 10 dollars and purchase yourself some bluish suede shoes† ( Hughes 86 ) . This shows that she is really sort hearted even thou she appeared mean. She really had trust in him non to steal anything and so gave him 10 dollars. about like a wages. By utilizing indirect word picture. you are able to happen Mrs Jones visual aspect and personality in the narrative without the writer straight stating you!

Free Essays on Sound Of Music

Sounds of Music In music there are a variety of instruments that display the color of harmonies, when they are played in an orchestra or a band. The ranges of their sounds spans from the lowest pitch of a contrabass to the highest pitch of a piccolo. Moreover their classification derives by the group or section to which they belong. The classification of instruments in music is divided into three broad classes or families which are percussion, string and wind. Many instruments have more than one characteristic and fall into more than one class. The piano, for example, is a string instrument as well as a percussion instrument. Moreover in the group of percussion, the description of some of these instruments is very similar, since some of them consist of a drum shape. For example the typical description of any drum consist of a wooden cylinder that or hemispheres with calfskin stretched tightly one or both ends to form the head. In the performance of percussion instruments, there are several of them that are executed in two ways. For instance some of these instruments are played with the palms of the hands or by using wooden sticks. The procedure when playing with the palms of the hand is as follow: both hands tap or strike simultaneously the head of the drum. In order to produce a different sound at the same time, the performer places one hand on the calfskin of the drum while strikes it with the other. The strength of the strike depends on the type of dynamic the performer is using. A good example of this kind of instrument is the conga. The conga consist of a wooden cylinder that or hemispheres with calfskin that stretches tightly the ends of the cylinder to form the head. The tension of the head is control by rods and screws. The purpose of such tension is to produce different sounds or to tune the instrument. Another way of playing percussion instruments is by using wooden sticks. This is the case in th e drumset. The dr... Free Essays on Sound Of Music Free Essays on Sound Of Music Sounds of Music In music there are a variety of instruments that display the color of harmonies, when they are played in an orchestra or a band. The ranges of their sounds spans from the lowest pitch of a contrabass to the highest pitch of a piccolo. Moreover their classification derives by the group or section to which they belong. The classification of instruments in music is divided into three broad classes or families which are percussion, string and wind. Many instruments have more than one characteristic and fall into more than one class. The piano, for example, is a string instrument as well as a percussion instrument. Moreover in the group of percussion, the description of some of these instruments is very similar, since some of them consist of a drum shape. For example the typical description of any drum consist of a wooden cylinder that or hemispheres with calfskin stretched tightly one or both ends to form the head. In the performance of percussion instruments, there are several of them that are executed in two ways. For instance some of these instruments are played with the palms of the hands or by using wooden sticks. The procedure when playing with the palms of the hand is as follow: both hands tap or strike simultaneously the head of the drum. In order to produce a different sound at the same time, the performer places one hand on the calfskin of the drum while strikes it with the other. The strength of the strike depends on the type of dynamic the performer is using. A good example of this kind of instrument is the conga. The conga consist of a wooden cylinder that or hemispheres with calfskin that stretches tightly the ends of the cylinder to form the head. The tension of the head is control by rods and screws. The purpose of such tension is to produce different sounds or to tune the instrument. Another way of playing percussion instruments is by using wooden sticks. This is the case in th e drumset. The dr...

Definition and Purpose of a Heterogeneous Class

Definition and Purpose of a Heterogeneous Class Heterogeneous groups  in educational settings include students from a wide range of instructional levels. The practice of assigning mixed groups of students to shared classrooms stems from the education precept that positive interdependence develops when students of varying achievement work together and help each other reach educational goals. Heterogeneous groups contrast  directly with homogeneous groups, in which all students perform at roughly the same instructional level. Examples of Heterogeneous Groups A teacher may deliberately pair low-, medium-, and high-level readers (as measured by reading assessments) together in a heterogeneous group to read and analyze a given text together. This type of cooperative group can improve outcomes for all of the students as the advanced readers can tutor their lower-performing peers. Rather than putting gifted students, average students, and special-needs students in separate classrooms, school administrators may divide students into classes with a relatively even distribution of abilities and needs. Teachers may then further divide the group during instructional periods using either the heterogeneous or homogeneous model. Advantages For students of lesser ability, being included in a heterogeneous group rather than pigeonholed into a homogeneous group reduces their risk of being stigmatized. And labels that classify academic skill can become self-fulfilling prophecies as teachers may lower expectations for students in special-needs classrooms. They may not challenge those students to perform well and may rely on limited curriculum that restricts exposure to concepts some students could, in fact, learn. A heterogeneous group gives advanced students a chance to mentor their peers. All members of the group may interact more to help each other understand the concepts being taught. Disadvantages Students, parents, and teachers may prefer to work in a homogeneous group or be part of a homogeneous classroom. They may see an educational advantage or just feel more comfortable working with peers of similar ability. Advanced students in a heterogeneous group may at times feel forced into a leadership role they do not want. Rather than learning new concepts at their own speed, they must slow down to assist other students or curtail their own study to proceed at the rate of the whole class. In a heterogeneous grouping, advanced students may take the role of co-teacher, rather than advancing their own skills. Students of lesser abilities may fall behind in a heterogeneous group and may be criticized for slowing the rate of the whole class or group. In a study or work group, unmotivated or academically challenged students may be ignored rather than assisted by their peers. Management of a Heterogeneous Classroom Teachers need to remain aware and recognize when a heterogeneous grouping does not function properly for a student at any level. Teachers should support advanced students by supplying additional academic challenges and help students who fall behind receive the assistance they need to catch up. And students in the middle of a heterogeneous group face the risk of getting lost in the shuffle as the teacher concentrates on the special needs of students at either end of the spectrum.

Marketing management Essay Example | Topics and Well Written Essays - 4250 words

Marketing management - Essay Example This essay discusses that the dairy products can come under promotion and advertisement by accentuating the customers towards the appetizing and delicious taste of the products. By, drawing the attention of the customers towards the nutritional values of the dairy products that express the advantages of consuming such products can also be another eminent way to catch the customers’ interest. Another dominant method that can take away the customers’ concentration is to lay emphasis on the unique selling point of the products.The marketing and promotion budget would come under distribution in portions that include print media that is newspapers and billboards, electronic media that include television and internet. The marketing of the product line would be high at the initial level of the launching in order to create mass awareness amongst the local residents.Since the smallholders have taken the market share with their cheap and low-quality dairy products, therefore, the DANONE needs to increase their marketing budget from the standard share allocated for the marketing purpose. This is important in order to support their sales of their premium dairy products.DANONE Company needs to allocate a higher percentage of the marketing budget from the overall budget as they are new entrants into the market of East Africa and customer awareness and loyalty would require huge marketing budgets. The marketing budget would incorporate a comprehensive market research study that can determine the facets of customers, suppliers, target customers.... Background Information The records and evidences provide with information that Ethiopia has been in the top ratings in livestock keeping with considerable amount of cattle in Africa and in the world as well. The livestock has been a leading and chief source of livelihood for quite a few households in several parts of Africa. In addition, extensive research studies suggest that agriculture is the key prominence aspect or the backbone of the Ethiopian economy. The agricultural sector significantly contributes to the GDP and exports of the country (Tesema, pp. 9-10, 2006). Furthermore, abundance of natural and organic resources is another key point of emphasis for Ethiopia and Africa on a broad spectrum. The dramatic increase in the buying population in Africa in general for the last few decades is an additional factor of consideration for setting up a new company, especially in the dairy product industry. The economic growth in the recent years in connection with the technological tran sfers makes Africa, one of the potential prospects largely for launching a new dairy product or line of products (Sanginga, & Woomer, pp. 3-6). Although Ethiopia comes under consideration for having a sufficient population of livestock, yet the overall productivity of livestock sector in Africa still exhibits to be very low with a small fraction of contribution to the overall GDP and the local inhabitants dominates the cattle population. It has also come under consideration that a big proportion of the annual production of milk does not come under advertisement or promotional activities, rather only the small amount of milk consumed comes under marketing (Sanginga, & Woomer, pp. 3-6). However, it has come under witness that government has put up their efforts for the improvement and

Skills and Experiences Acquired In the Past 12 Months Lab Report

Skills and Experiences Acquired In the Past 12 Months - Lab Report Example Likewise, in the mastering my new language skills, I listened to the podcast as it enabled me to develop a positive feeling for the language in question while also allowing me to learn more and more words. The use of such devices like the podcast enabled me to understand how different sentences are put together hence enabled me to learn my new language skills just like a baby learns to talk a mother’s language (Dyer, Gregersen & Christensen, 2011). Through my inquiry for innovation networks, I found it important since it is like to develop skills for discipline because fostering innovation skills in any area is greatly dependent on the disciplines taught. This will include having the grasp of technical skills, skills in thinking and creativity, behavioral and socials skills. Likewise, through the inquiry, I would like to develop skills in pedagogies which will constitute problem-based learning at the site, cooperative learning, and meta-cognitive learning. This will be tremendously essential to me because it will enable me to focus on different aspects of innovation like design thinking amongst others. In addition, throughout the inquiry, I would like to attain the skills of assessment in order for me to develop and assess various creativity aspects and other habits of the mind related to innovation. Lastly, I would like to develop the skills for international mobility through the inquiry because it will be crucial in enabling me foster skills I have acquired from different sources to match those of the globalized economy (Kuhlthau, Caspari, & Maniotes, 2007). My contribution in the learning process towards innovation networks would be placing myself at the center of what happens in all situations. This will enable me to achieve both cognition and growth as I will be self-regulated hence able to control my mind and emotions to  set various realistic goals and monitor my progress throughout the process.